Reclaiming the Homestead: Our Path to Homestead Ownership

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Portability Transfer of Homestead Assessment Difference. – Portability Transfer of Homestead assessment difference property owners with Homestead Exemption also receive a benefit known as the "Save Our Homes" cap. The Save Our Homes cap limits increases in the annual assessment of a home to a maximum of 3% regardless of the increase in Market Value.

FAQ – Alabama Department of Revenue – A homestead exemption is defined as a single-family owner-occupied dwelling and the land thereto, not exceeding 160 acres. The property owner may be entitled to a homestead exemption if he or she owns a single-family residence and occupies it as their primary residence on the first day of the tax year for which they are applying.

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The homestead "ownership" requirement under the Florida Constitution does not restrict the type of property ownership; therefore, a life tenant can qualify for the homestead creditor exemption with his or her life estate. 45 T he Florida Supreme Court in Aetna Ins. Co. v. Lagasse, 223 So. 2d 727 (Fla. 1969), held that remainder interests.

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 · Our Homestead – Then and Now The Driveway The land we found for our homestead was 35 acres of farmland that was being sold separately from the original farm. 25 acres was in production, being farmed by another neighbor, with 10 acres of abandoned pasture that was landlocked behind the original farmstead.